FIRST STAGE: PRE-RETIREMENT
The stage once you retire entails visualizing and arranging for your new life. This stage can last anywhere from 5 to 15 years before you retire.
SECOND STAGE: FULL RETIREMENT
The honeymoon or freedom phase of retirement happens at the official start and can last anywhere between one and two years. Feelings of joy, relief, and independence from the stress and duties of your day-to-day professional life characterize the liberation period. Adults in this stage are frequently preoccupied with reconnecting with family, friends, and spouses, as well as spending a lot of time on hobbies, travel, and beginning new enterprises.
THIRD STAGE: DISENCHANTMENT
Many people experience disappointment and disillusionment when the emotional high of retirement has worn off and the honeymoon phase has passed. They’ve spent so much time anticipating retirement that once it arrives, it may not feel as exciting as they expected. They could feel as if something is missing from their lives.
FOURTH STAGE: REORIENTATION
Reorientation, often regarded as the most difficult stage, happens when retirees have completed their retirement to-do list, have lost their sense of purpose, and have begun to analyze their retirement experience.
FIFTH STAGE: RECONCILIATION & STABILITY
This stage can begin up to 15 years after the formal retirement start date. In this stage, retirees are content and hopeful about their transition, and they are less depressed and anxious. At this point, retirees have settled into a satisfying and enjoyable retirement lifestyle, doing things that make them happy. They place a premium on simplifying their lives and leading stress-free lives.
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