retirement

Today’s Social Security column addresses questions about when delayed retirement benefits are applied to benefit payments, when it may be best to take survivor benefits and when it’s possible to receive spousal benefits.

“The more tied you are to a particular version of the future,” writer Shane Parrish warns, “the less likely you are to adapt as things unfold.” While I believe this quote has nearly universal application in every aspect of life, it’s especially important in the arena of financial planning.

The market has moved into a “good news is bad news phase,” experts say.

A new report finds that I.R.A.s may charge seemingly modest higher fees than workplace retirement accounts. But over time, the difference can add up to tens of thousands of dollars.

A bear market can be great for your future wealth, if you use broad, low-cost funds to buy stocks and bonds steadily for decades, our columnist says.

Contrary to what many financial planners suggest, you can live on a lot less than 100% or even 80% of your pre-retirement income. In fact, a survey by T. Rowe Price of new retirees who have 401(k) account balances or rollover IRAs found that you can live comfortably on a lot less. The report suggests that

Aging in place at home can be far more expensive that you imagine. Know the costs and prepare ahead of time or face a crisis.

In some ways, managing money in retirement gets a little easier than before.  You only have the money you have, so your options are somewhat simpler and more limited.  On the other hand, the rules of money management shift in retirement so it may seem more complicated to you. No matter whether you find it

Episode 66 of the NewRetirement podcast is an interview with Andre Nader — Product Growth Manager at Meta and writer at FAANG FIRE on substack. Steve and Andre discuss “What is Enough” and also touch on a cool tool he built to help people explore relocation and remote work. Listen Now: Don’t miss out on